The Concept of Life Insurance

The Concept of Life Insurance

The basic idea of life insurance

The basic idea of life insurance is to help reduce the impact of asset losses suffered by property owners, or parties to be borne by the owner of the asset, by providing compensation for losses.

We realize that we have assets that could suffer from the damage or harm caused by risk.
So the impact of risk is managed by life insurance companies.

Let's see how an insurance company can manage the impact of these risks.
Life insurance is a way to manage risk:
Moving the impact the loss of the individual to the group.
Dividing the losses suffered by the individual to all members of the group

Let's see how life insurance works with the following example :

We assume there are 1000 people aged 50 years in a healthy state.
However, estimates 10 people may be dead this year.
Suppose the value of the economic losses incurred by the family of the deceased is 2 billion.
If every one of the group contributed 5,000,000 / year
for mutual funds, the funds collected amounted to 5 billion per year, that amount would be enough to pay 2 billion to each family of the deceased.

Thus the basic idea of ​​life insurance is please help.
Economic loss suffered by an individual is a dependent group shared together, which is coordinated by life insurance companies.
Stages of life insurance business are as follows:
Unify : Unify the people with the same interests of insurance in order to share the same risk.
Collecting : Collect funds (premiums) from a group of people who have been put together earlier
Paying : Pay compensation (Claim) To those who suffered losses.

Life insurance business is sharing.
Aiming to spread the losses suffered by a group to all members who face the same risk.
Life insurance companies are as representative managing the funds collected on behalf of the community group.
Life insurance companies also have to set up in such a way that there is no injured party.

 

Theory of motivation

Theory   of motivation:

While morale began to fall, Motivation began to dim, we need words of motivation that can revive the fighting spirit of a tall, confident and positive ambition, to achieve all the dreams we had hoped.

The following are the words of motivation that can enhance the spirit, to revive passions.
The word motivation is suitable for you as marketing, sales, employees entrepreneurs, and so on.

  

Imagine if life is without risk and failure  Then success will have no value and pride

If you do not move quickly to build your dream, then someone will hire you to help build their dreams

The future belongs to those who believe in their dreams

Not because it was difficult things that we do not dare, but because we did not dare until things become difficult

You do not need to be a creature better than other creatures, you just need to stir up in you to be more than what you ever imagined.

Skip is the day, or let he who passes you.

Do the job you love. Love the work you are doing.

Achievement that you achieve nothing more important than the process of what you are trying to accomplish.

Failure is something we can avoid by; does not say anything. do not do anything and not get anything.Failure is only the opportunity to begin a more a more astute.
 Those who fail are divided into two, namely those who think failed when it never did, and those who did and never thought of failure. (John Charles Salak)No one will follow you if you do not know where you are heading.The essence of business is not the product or service but OFFERLife is like riding a bike, you will not fall unless you plan to stop pedalingEveryone is trying to achieve something big, not realizing that life is a collection of small thingsGreat people in any field is not new work because they are inspired, but they are inspired by his deep they prefer to workDo not waste today worrying about tomorrow. Mountain feels flat when we got to the top.There is no guarantee SUCCESS, but do not try it is a guarantee of FAILURE.The best way to predict your future is to create it's own futureHe who hates being MOTIVATION me. He who loves me for me to be INSPIREDOnly those who dare to take the risk of going the Far that will determine how far he can go.A new idea is considered silly at first, and then discarded because they are not important until finally recognized everyone. (William James)The first and most important step to success is to think that you can be successful. "Nelson BoswellA boss would say, "Go!", While a leader says, 'Let's goIf you think that you are too small to do anything, then you've never been in the dark with a mosquitoMany people who have an idea how others have changed. But very few people have any idea how to change himself.There are three stages in a successful life: learning, trying, and repeat it again.The only thing that can make a man successful in reaching his goal in life is do not say it! But do it!Failure is never known to fail until you give up.The difference between a successful person with ordinary people is not due to lack of power, nor to the lack of knowledge, but rather a lack of will.A job that can not be done is a job that never ever started (JRR Tolkien, author of novel The Lord of the Rings)Our greatest pride is not never fail, but bounced back every time we fall. "- ConfuciusHospital by the truth, it's always better than spoiled by LOVE-full of lies.Do not grounded when you lose and do not comment when you win.You will not be able to master everything, focus on one of the most you can.When God takes something from your grasp, He does not intend to punish you. He just opened your hands to receive something better.CONDESCENDING others to raise self-esteem is the worst way to get the honor.Remember the good deeds that others have done to you. but forget the good deeds that you have done to others.The past 'is a great place to visit, but a bad place to stay there.Our greatest pride is not never fail, but get back up when we fall.Many failures in life because people do not realize how close they were to success when they gave upFailure can be divided into two causes. That is, people think but never acted, and the person who acted but never thought.

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